To ensure competitive returns in relation to your chosen investment risk profile, your pension savings are invested in a wide selection of shares, bonds, alternative investments and properties.
Because Danica Balance Responsible Choice has a large proportion of sustainable investments alongside extensive sector restrictions, it automatically excludes a wider range of investment areas. Therefore, it cannot provide the same investment and risk spread as is offered by the standard Danica Balance pension scheme. Accordingly, even with the same investment risk profile, the expected return under Danica Balance Responsible Choice will be slightly lower than the return under Danica Balance. In practice, however, the return may sometimes be higher, the same or lower.
