If your job situation changes and your employer no longer makes contributions to your pension scheme with us, your insurance covers usually continue unchanged for a period of three months from the date on which your employment ends.
During this period, you will be covered in the same way and at the same price, and you will pay for this cover through your existing pension savings with us. This will give you a respite to take care of other important things.
It is important that you consider what is to happen with your pension scheme and insurance covers after this period. You can learn more about what options you have to continue your insurance covers below.
We will usually be notified automatically. You can also click here to notify us.
We will send you a message via e-Boks or a letter with your options and your deadline.
It is important that you consider what best matches your situation and then notify us of your decision. You can learn more about your options in the blue box below.
If we do not hear from you, we will change your pension scheme to a paid-up policy, and your insurance covers will typically lapse. We will continue to invest your savings, and you will still be able to receive a return.
You can find an overview of your pension savings in Netpension.
Your options
You will keep your seniority and continue to be covered under the insurance covers you are continuing. If you decide to continue your scheme within three months, you can keep your insurance covers without having to submit new health information.
If you change pension provider, you will often be subject to a waiting period, during which you will not be covered, so it may be an advantage to keep your insurance covers with us until you have ensured that you are covered by a new scheme.
If you are a Danske Bank customer, your Danica pension scheme gives you advantages under Danske Bank’s customer programme.
When you become unemployed, your employer’s contributions to your pension scheme cease. You should therefore focus on what is most important to you.
Your options
You can continue your pension scheme and often keep your insurance covers with us at favourable prices and on attractive terms by making contributions yourself. Click here to learn more (In Danish only).
Contact us so that we can discuss your options and how to best cover you and your family.
If you are receiving treatment via your health insurance when your employment ends, you can continue this treatment for a period of up to three months after your health insurance lapses.
If you expect to need treatment for a period of more than three months after your employment ends, it is important that you contact us to discuss your options to continue your health insurance.
When you lose your job because you have fallen ill or have had an accident, it is important that you notify us
immediately. It is also important that you contact us in order to keep your insurance covers.
Your options
You can continue your pension scheme and often keep your insurance covers with us at favourable prices and on
attractive terms by making contributions yourself. Click here to learn more (In Danish only).
We recommend Report your claim in Netpension. Keep your
insurance covers so that you and your family are financially secure. It is particularly important that you keep your
insurance covers if you are ill. If you terminate your insurance covers, you may not be able to provide us with
satisfactory health information if you want to resume your insurance covers at a later date. Also, the prices and
terms will not be the same.
When you become self-employed, your financial situation often becomes more uncertain. This is especially the case if
you fall ill or lose your earning capacity for a period of time. We therefore recommend that you adjust your pension
scheme and your insurance covers, so that you and your family have the best possible cover.
Your options
You can continue your pension scheme on favourable terms through our partner Pension for Selvstændige. To do
so, however, you must meet the conditions for becoming a member. You must also provide us with new health
information. Click here to learn more about Pension for
Selvstændige.
Feel free to contact us on+45 45 12 59 02 for advice regarding Pension for Selvstændige.
When you move abroad, it is a good idea to contact us, so that we can guide you on how to adjust your pension scheme to fit your new situation.
Please note that you will not be able to keep all your insurance covers, and there may be a limit as to how long you will remain covered when living abroad.
If your employer has gone bankrupt, it is important that you contact the Employees’ Guarantee Fund
(Lønmodtagernes Garantifond) as soon as possible to find out whether you can get compensation for unpaid salary,
holiday pay and pension contributions.
Your options
You can continue your pension scheme and often keep your insurance covers with us at
favourable prices and on attractive terms by making contributions yourself. Click here to learn more. (In Danish only)
Contact the Employees’ Guarantee
Fund as soon as possible to find out whether you can get compensation for unpaid salary, holiday pay or
pension contributions.
Continue making contributions to your pension scheme and keep your insurance covers, so that you and your
family are financially secure if you fall ill, lose your earning capacity or die.
If your financial situation is such that you need money now, you may in certain cases have your
pension savings paid out before the agreed date. In that case, you will be charged a higher tax rate and a larger
administration fee to us.
If your entire amount of pension savings are paid out, your pension scheme with us will be terminated, and your
insurance covers will lapse.
If you want to resume your contributions at a later date, you must provide us with new health information, and your
prices and terms will not be the same.
Feel free to call us on +45 70 11 25 25, so that we can plan how your pension scheme is to continue. We can also inform you of your new prices and conditions.
We use data from our own and 3rd party cookies to remember your settings, traffic monitoring, improvement of our services and to send you relevant marketing information. For these purposes we profile you based on the collected data and on 3rd data collected from our partners. By navigating on our website you consent to our use of cookies. You may read more about our use of cookies here. If you reject cookies you must click here and we will not set cookies except required for site functionalities. You may always revoke your consent for our use of personal data for profiling and direct marketing as stated here.
Content is loading
Show
Hide
Show more rows: All table rows are already visible for screen readers.
Show less rows: All table rows are already visible for screen readers.
